There are generally three different situations you can find yourself in when it comes to living situations; living with parents, renting, or owning. A lot of the times the first decision someone will need to make is whether they buy a home to live in, buy a home to rent to someone else, or buy …
First-time homebuyers are one of my favourite clients! It’s great to work alongside them and teach them the in’s and out’s about real estate, owning a home, and helping them cross “homeownership” off their bucket list. One thing that I find though, their expectations are often not aligned with reality. I am always honest with …
Mortgage switches and transfers are becoming one of the more popular sources of revenue for certain lenders which means great incentives for borrowers as the banks and financial institutions fight for your business. When your mortgage is up for renewal, your lender will typically send you a letter either 6-months or 120 days before your …
There is a lot of misinformation floating around about credit bureaus, credit reports and credit scores – not only that, but a large amount of the clients I work with have never even seen their credit report or score before! I’d like to shed a bit of light, as they say, on the importance of your …
The Real Estate Bug is something slowly starting to creep it’s way into the demographic of people in my social circle. Some, not all, are beginning to move on from their “Travel Bug” brought on from graduating high school or post-secondary and onto The Real Estate Bug. The Real Estate Bug doesn’t mean you are …
Client success stories are what make our job WORTH IT (We think most mortgage brokers would agree). So, with this in mind, I am sharing a recent client’s story that allowed them to not only purchase the home they wanted, but also pay down their own debt. Mortgage Problem: We had a young couple with …
4 MORTGAGE STEPS TO OVERCOMING HIGH CONSUMER DEBT Read More »
If you have ever sold your home in order to help with the purchase of your next home, chances are you have heard of bridge financing. Bridge financing is an option available to homeowners if they find themselves in a little bit of a pinch when it comes to two different completion dates. A situation …
During my years in the mortgage industry, I have had all sorts of clients. Every once in a while I get someone who has a car loan, a couple of credit cards but there’s a collection from a credit card, a dentist or some other creditor. When I ask why this has not been paid, …
WHAT HAPPENS WHEN YOUR CREDIT CARD ACCOUNT IS CLOSED Read More »