Month: April 2018

Interest Rates and Property Values. What’s the connection?

Is there a relationship between real estate yield and value? That  relationship is likely fairly slim. Real estate yields have little to do with value. But what about interest rates? Here, I would argue that the relationship is direct. Value is impacted by interest rates. An Example Not convinced? Let’s consider an example. An investor …

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The Mortgage Insurance Market & Wholesale Lenders

The Canadian mortgage market used to be very simple. We had the big banks, credit unions, and trust companies. However, almost 20 years ago, the Canadian government made three major changes to the Canadian mortgage industry. First, the government and CMHC put their weight behind Canadian mortgages by guaranteeing an insurance payout to lenders in …

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